Make Smarter Healthcare Decisions & Save Money
Know exactly where to go for care, find the lowest-cost providers, and reduce your medical bills.
How CareRoute Protects Your Health & Wallet
Clear answers to what to do, where to go, and what it will cost
What to Expect at the Visit
Typical visit steps with an insurance-aware out-of-pocket estimate
Lowest-Cost Providers
Find the cheaper in-network option before you book
Even in-network, the same visit can cost ~4× more at one hospital than another
Bill Negotiation
Post‑visit: we negotiate with providers to lower your bill
Smart Care Decisions = Major Savings
Toggle between what you might pay out-of-pocket and plan-negotiated totals.
Out-of-pocket example assumes an early-year ACA Bronze profile: deductible not met yet (pay 100% until $7,500), then 40% coinsurance, up to a $10,600 out-of-pocket max.
| Common Scenario | Without CareRoute | With CareRoute | You Save |
|---|---|---|---|
| UTI symptoms (antibiotics needed) | $1,500 ER visit | $150 Urgent care visit | $1,350 |
| Ankle sprain (no deformity, can bear weight) | $1,500 ER visit | $250 Urgent care + X-ray | $1,250 |
| Overnight hospital stay (in‑network) | $10,600 Hospital A (in‑network) | $9,300 Hospital B (same network) | $1,300 |
| Colonoscopy (in‑network) | $1,800 Hospital outpatient dept. | $1,100 Ambulatory surgery center (ASC) | $700 |
| MRI scan (in‑network) | $1,600 Hospital imaging dept. | $600 Imaging center (same network) | $1,000 |
| Potential Annual Savings | Based on typical usage | $1,000+ | |
Three ways we save you money: Avoid unnecessary ER visits + Choose lower‑cost sites of care (ASC, imaging centers) + Find lower‑cost in‑network hospitals for the same type of stay (even within the same network)
Professional Bill Negotiation Service
Our Bill Defense experts negotiate with providers on your behalf. We find errors, apply assistance programs, and secure discounts. You pay only if we save you money.
Real People, Real Savings
Join thousands who've saved on healthcare costs
“It works. It identified my issue, suggested 3 nearby options, and estimated my costs. Great app.”
H.Q. · TikTok
“I'm a nurse assisting elderly patients. It's seamless and user friendly, with helpful recommendations to get the exact info you need.”
U.4797 · TikTok
“Smart and super helpful. Feels like a health assistant in my pocket. Highly recommended.”
S.P. · Google Play
“One of the most incredible apps I've used. It's truly a handy tool.”
E.P. · App Store
“The app is working well and the little details make it pleasing to use. I’m making an appointment with the info.”
K.C. · TikTok
“Easy, convenient, and effective.”
D.E. · Google Play
Frequently Asked Questions
How does CareRoute help with healthcare decisions?
CareRoute provides a 3-minute assessment that guides you to the right level of care (ER, urgent care, or wait for your doctor), surfaces in-network options with expected costs, and reduces spending in two ways: pre-visit by steering you to lower-cost in-network sites of care, and post-visit by helping lower bills with DIY tools or our optional Bill Defense service. Our formal evaluation demonstrated 100% emergency safety on standardized clinical vignettes.
How much does the CareRoute app cost?
CareRoute is free to start with a one-time allowance where all features are unrestricted. After the free period, a Premium membership is required for continued use. Premium is $9.99/month or $49.99/year. Bill Defense negotiation is available without a subscription and uses a percent‑of‑savings success fee with a cap; Premium members receive a discounted rate.
Can CareRoute really help reduce my medical bills?
Yes. Our Bill Defense experts negotiate directly with providers on your behalf. We find billing errors, apply financial assistance programs, and secure discounts. We charge a percent‑of‑savings success fee with a cap, and Premium members receive a discounted rate. No savings means no fee.
Is CareRoute only for US users?
While insurance cost estimates and medical bill reduction features are US-specific, CareRoute's healthcare decision guidance helps users worldwide determine the right level of care for their symptoms.
Know where to go. Pay less.
CareRoute gives you a 3‑minute, safety-tested assessment (ER, urgent care, or wait), transparent cost estimates, and proven bill‑lowering service—so you get the right care without overspending.